This is a little bit unusual, but I decided to move money out of stocks just two business days after the last time. They have inched up slightly today, and its the end of the year so I think there will be profit-taking over the next 2 weeks and I will do the same. I'm still over 90% in stocks and I think I'll shoot for slightly below 90% by year end if the stocks stay up, and especially if they go up more.
The exceptions: I kept my pacific index fund the same because Asian stocks went down a bit, and also kept my company stock the same because I intend to increase my percentage there (maybe up to 10%) over the next year because it pays dividends.
Year-to-date return: 15.7%
First time here?
They say we should buy low and sell high, but almost no one does it. So as my stock holdings crashed in 2008 I thought to myself, what if I tried it? What if I actually buy stocks when they are low and sell them when they are high, instead of just saying one ought to? It may be crazy but that is just the real life experiment unfolding here. In 30 short years we shall know the answer! Here are the results so far.
2010 Rate of Return: 17.0% (S&P 500 was 14.72% Total Return)
2009 Rate of Return: 29.4% (S&P 500 was 26.46% Total Return)
2009 Rate of Return: 29.4% (S&P 500 was 26.46% Total Return)
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